Single-Family Reconstruction Program | Housing & Community Development

Are you a homeowner in Harris County struggling with the financial burden of maintaining your home?

This program has reached capacity and stopped accepting applications as of July 3, 2025.

The Harris County SLFRF Single-Family Reconstruction Program was created to assist low-to-moderate income households in Harris County by providing assistance in the reconstruction of unsafe and uninhabitable single-family homes.

To be eligible to participate in the Program you must be able to meet the following Applicant Eligibility requirements:

Have a household income at or below 65% of the average median income (AMI).
Demonstrate ownership of a home for at least ten consecutive years prior to application.
Be current on all property taxes or the applicant must have a payment plan on file with the tax office.
Be the applicant’s principal residence and have an active homestead exemption on file.
Be U.S. citizen or hold an Eligible Immigrant status.

FY 2024 Income Limits Summary (Huduser.gov)

FY 2024 Income Limit Area	Median Family Income	FY 2024 Income Limit Category	Persons in Family
FY 2024 Income Limit Area	Median Family Income	FY 2024 Income Limit Category	1	2	3	4	5	6	7	8
Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area	$94,600	Extremely Low (30%) Income Limits	19,900	22,750	25,600	28,400	30,700	32,950	$35,250	37,500
		Very Low Income Limits	33,150	37,850	42,600	47,300	51,100	54,900	58,700	62,450
		Income Limits 65%	43,050	49,200	55,350	61,400	66,410	71,330	76,250	81,170
		Low 80% Income Limits	53,000	60,600	68,150	75,700	81,800	87,850	93,900	99,950

Property Eligibility Requirements:

Home shall be located entirely within the boundaries of Harris County, TX.
Home must be a single-dwelling unit.
Home can be reconstructed on the same site.

This program has reached capacity and stopped accepting applications as of July 3, 2025.

To get started, please fill out a Pre-Application:

Not accepting application as of July 3, 2025.

Guidelines, Fact Sheets, and Flyers

SLFRF Reconstruction Guidelines

To learn more about SLFRF Single-Family Reconstruction Program please
contact us at [email protected] or call 832-927-4985.