The Federal Fair Housing Act prohibits housing discrimination based on race, color, national origin, religion, sex, disability, and familial status (i.e., presence of children in the household). The Fair Housing Act does not specifically include sexual orientation and gender identity as prohibited biases. However, a lesbian, gay, bisexual, transgender, and/or questioning (LGBTQ) person who believes they have experienced housing
discrimination may still be covered by the Fair Housing Act. In addition, housing providers receiving HUD funding have loans insured by the Federal Housing Administration (FHA), and lenders insured by FHA may be subject to HUD program regulations intended to ensure equal access for LGBTQ persons.